Last updated: October 2, 2025
Xref engages external service providers to support our systems (‘sub-processors’).
Our purpose of using sub-processors is to outsource areas of the service that are not within our expertise so that we are able to provide you with a better product experience.
We disclose the sub-processors that we use in the list below. In the list below, we have also disclosed the role that each sub-processor plays in providing support for our systems under the description column.
While we endeavour to ensure that this list is up to date, we do not make any representation that this list is an accurate list of sub-processors. We advise that this list of sub-processors is accurate as at the date of publishing noted on this page only.
Xref reserves the right to update and remove sub-processors from this list without notifying you subject to any agreements that you have with Xref. All other rights are reserved.
If you have questions or concerns about a new sub-processor, you can contact us here.
